Friday, February 13, 2015
This has been a roller coaster of a week! From the very beginning of our house hunt and getting pre-approval we were given a dollar amount that we would need for the maximum price we were approved for. We were still working off of that number and that is the dollar amount we secured. We also believed that since the price was lower than our maximum approval amount that we were in great shape. Well, on Monday we get the papers to sign to present to the underwriter and the amount is over $4,000 more than we had been told from the very beginning. We kept getting different answers because the guy who is supposed to be the boss kept saying it would only be about $2,000 more and that we wouldn't be paying that amount it was just what the underwriter needed to see because the when they generated the loan information on the computer the computer is saying that we have to pay the taxes at closing which those will be escrowed and a bunch of other stuff that was a little confusing. We knew that our tax return was on its way (came today actually :), but the other amount we could not prove that we would secure it even though we had a few options. It was so stressful and it makes me a little nervous because the one guy who has been doing the paperwork is still saying we need the higher amount. We have it figured out for now, but these loan people are so intense and the documentation and explanation for every thing is getting ridiculous. With that being said, I have a very specific prayer request. They have not given us a projected closing date. I did see on one of the papers we were signing that they put in the interest amount through March 13th. I would like for you to pray that the underwriters will not need proof of the entire closing amount until March 6th. I am really working on trusting the Lord on this situation and I have to keep reminding myself that if this is His plan than nothing, not even proof of an extra $4,000, will stop His plan. I have been a mess with anxiety this week. I have been doing better the last few nights, but the beginning of this week I barely slept at night and was up early because I was so anxious about the house.
We had a surprise visit from Jeremy's parents on Tuesday night. They were in MI and decided to take a little detour to stay the night with us. They left Wednesday morning to head back to TN. Yesterday I went on a field trip with Chloe's class. It was...interesting. A little too much 2nd grade girl drama and since it was at the planetarium I was uneasy most of the time about the information that was being shared. I was thankful that I was able to go and hear what Chloe would be learning while she was there. We had to have a big discussion about God being the Creator and not the way they said it happened. Jeremy had started to feel bad Wednesday night. He had a weird pain in his lower abdomen that hit all of a sudden. He did not sleep well Wednesday night and was still hurting bad yesterday. He went to work but was sent home early because he was feeling so bad. I got back from the field trip and he decided he needed to go the doctor. The doctor listened to his symptoms and sent him straight to the hospital to be admitted. The doctor believed it was diverticulitis. The hospital took him back right away and started him on some pain meds. They ruled out kidney stones and other possibilities. They did a CAT scan but they could not verify what the pain was actually coming from. They kept him on medicine for a few hours and thankfully decided to send him home. He will need to go back for more tests if the pain continues after a few days. He seems to be doing a little better today, so hopefully he is on the mend. Thank you for all your prayers for him and our family! This stress was certainly something we did not want this week, but it was a reminder to me that I have to let go of the control I am trying to hang on to so tightly.
The kids have their Valentine's party at school today. I did not volunteer this time :), but I did get a picture of them this morning before we left for school. Samuel is in desperate need of a haircut but he does not want to get a haircut, so I am just letting him keep his hair long for right now. I have mentioned before that from February 12th- April 2nd I have a rough time emotionally. It is during these months that I grieve the most for my loss that started 12 years ago. I guess I do not really need a good reason for my anxiety to spin out of control, but my already emotional state has only amplified my worry this week. I said all of that to say that as I looked at my children this morning and thought about what a miracle God worked to make me their mom I have no right to fear and worry that He has the most amazing plan for my life. If at the end of this house journey something crazy happens and it all falls apart I have to know that God has something better and more amazing than I could EVER imagine and I have three amazing blessings to prove it!
We had a surprise visit from Jeremy's parents on Tuesday night. They were in MI and decided to take a little detour to stay the night with us. They left Wednesday morning to head back to TN. Yesterday I went on a field trip with Chloe's class. It was...interesting. A little too much 2nd grade girl drama and since it was at the planetarium I was uneasy most of the time about the information that was being shared. I was thankful that I was able to go and hear what Chloe would be learning while she was there. We had to have a big discussion about God being the Creator and not the way they said it happened. Jeremy had started to feel bad Wednesday night. He had a weird pain in his lower abdomen that hit all of a sudden. He did not sleep well Wednesday night and was still hurting bad yesterday. He went to work but was sent home early because he was feeling so bad. I got back from the field trip and he decided he needed to go the doctor. The doctor listened to his symptoms and sent him straight to the hospital to be admitted. The doctor believed it was diverticulitis. The hospital took him back right away and started him on some pain meds. They ruled out kidney stones and other possibilities. They did a CAT scan but they could not verify what the pain was actually coming from. They kept him on medicine for a few hours and thankfully decided to send him home. He will need to go back for more tests if the pain continues after a few days. He seems to be doing a little better today, so hopefully he is on the mend. Thank you for all your prayers for him and our family! This stress was certainly something we did not want this week, but it was a reminder to me that I have to let go of the control I am trying to hang on to so tightly.
The kids have their Valentine's party at school today. I did not volunteer this time :), but I did get a picture of them this morning before we left for school. Samuel is in desperate need of a haircut but he does not want to get a haircut, so I am just letting him keep his hair long for right now. I have mentioned before that from February 12th- April 2nd I have a rough time emotionally. It is during these months that I grieve the most for my loss that started 12 years ago. I guess I do not really need a good reason for my anxiety to spin out of control, but my already emotional state has only amplified my worry this week. I said all of that to say that as I looked at my children this morning and thought about what a miracle God worked to make me their mom I have no right to fear and worry that He has the most amazing plan for my life. If at the end of this house journey something crazy happens and it all falls apart I have to know that God has something better and more amazing than I could EVER imagine and I have three amazing blessings to prove it!
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