Thursday, January 15, 2015
I am still overwhelmed at the love shown to me yesterday for my birthday. I received cards, phone calls, text messages, and so many FB messages I am pretty sure I did not see every one's post. With each message I thanked God for those people He has placed in my life over the years. Some have known me since the day I was born, some I have known since grade school, high school, college, or have just met in the past few years and each one has made an impact on my life and I am thankful for their investment in my life. I woke up to beautiful flowers from my family, sweet homemade cards, and a cute owl coffee mug. I also woke up to several updates from my sister who had gone in the night before to have my niece. So my best birthday present to date arrived at 8:14 yesterday morning, Betsy Ray entered this world and we couldn't be happier. It is so hard being so far away and I wish I could get my hands on that precious bundle! I did get to FaceTime with my sister and Isabel and Betsy so I least got to see her make little facial expressions and heard her tiny little squeaks.
I did have a few moments of tears as we did not get any updates on the house situation and to be honest I feel like the hope of getting the house is quickly fading. I know there will be other houses and I know God has that perfect house for us, but it is still upsetting because I am ready to get out of this apartment and I thought it was finally going to happen. It just felt like everything was falling into place and I guess it could still happen, but I am not counting on it. I know I posted on FB but let me give some details on what happened. We found out Monday night that there were five other offers for the house. We gave our best and final offer which was over asking price but we needed closing cost assistance. We have the money for down payment, but not for closing costs. The bank wanted to work with our offer (miracle) but it is their policy to not help with closing costs. This would mean we would need to come up an extra $6,000. We would not need it until the end of February, but there is no way we can come up with that amount of cash. We also had a n issue with the lending company where we were pre-approved with in October. The agent that worked out case no longer worked there and they basically were not going to help us or contact us. We were nervous because of course the bank was going to need an pre-approval letter. We found out where our lending agent was now working, filled out the paper work, and they sent our realtor a pre-approval letter the next day (miracle). So, this news of the extra money was a tough blow to us. Jeremy called our realtor and told him we were going to have to walk away from this house. Of course he doesn't want that to happen so he contacted our lending agents to see if they could help with the extra money. We have not heard if they will be able to help out or not. I feel like they either haven't looked at what they could do or they are at least trying to figure something out. I do feel like if they looked at what we are asking and could not do it they would have already told our agent that they could not help. I am also not sure how much more time the bank is going to give us to figure this out. I have been touched at the number of people who are praying for us on this situation and has been following our drama :). I have not been silent about how much I want to be in my own home and it makes me sad that it is slipping away. As sad it makes me and I was reminded yesterday of all the great things God has filled my life with and will continue to fill my life with good things in His timing.
Thank you again for being a part of my life!
I did have a few moments of tears as we did not get any updates on the house situation and to be honest I feel like the hope of getting the house is quickly fading. I know there will be other houses and I know God has that perfect house for us, but it is still upsetting because I am ready to get out of this apartment and I thought it was finally going to happen. It just felt like everything was falling into place and I guess it could still happen, but I am not counting on it. I know I posted on FB but let me give some details on what happened. We found out Monday night that there were five other offers for the house. We gave our best and final offer which was over asking price but we needed closing cost assistance. We have the money for down payment, but not for closing costs. The bank wanted to work with our offer (miracle) but it is their policy to not help with closing costs. This would mean we would need to come up an extra $6,000. We would not need it until the end of February, but there is no way we can come up with that amount of cash. We also had a n issue with the lending company where we were pre-approved with in October. The agent that worked out case no longer worked there and they basically were not going to help us or contact us. We were nervous because of course the bank was going to need an pre-approval letter. We found out where our lending agent was now working, filled out the paper work, and they sent our realtor a pre-approval letter the next day (miracle). So, this news of the extra money was a tough blow to us. Jeremy called our realtor and told him we were going to have to walk away from this house. Of course he doesn't want that to happen so he contacted our lending agents to see if they could help with the extra money. We have not heard if they will be able to help out or not. I feel like they either haven't looked at what they could do or they are at least trying to figure something out. I do feel like if they looked at what we are asking and could not do it they would have already told our agent that they could not help. I am also not sure how much more time the bank is going to give us to figure this out. I have been touched at the number of people who are praying for us on this situation and has been following our drama :). I have not been silent about how much I want to be in my own home and it makes me sad that it is slipping away. As sad it makes me and I was reminded yesterday of all the great things God has filled my life with and will continue to fill my life with good things in His timing.
Thank you again for being a part of my life!
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